理财翻译英文 人工

Clearly I realize that personal financial management seems mostly the rich's privilege in China. However, does the financing tool only mean that?
理财
英文：manage money matters； conduct financial transactions； financing
我清楚的意识到在中国，个人理财似乎更大程度上是富人的特权。然而，理财工具的意义仅仅在于此吗 ？

英文：I clearly realize that personal finance seems to be a greater part of the privilege of the rich in China. But what does the money management tool mean?
我清楚的意识到在中国，
I clearly realize that in China,
个人理财似乎更大程度上是富人的特权。
Personal finance seems to be the privilege of the rich.
然而，理财工具的意义仅仅在于此吗 ？
However, the significance of financial instruments is only in this?
我清楚的意识到在中国，个人理财似乎更大程度上是富人的特权。然而，理财工具的意义仅仅在于此吗 ？
I have the clear consciousness that personal money management to large extent the previlege of rich people. However, should the significance of money management instrument be confined just in this sense?
I am well aware of in China, personal financial management seems to be more a privilege of the rich. However, the financial management tools only in this sense it?
I clearly realize that personal finance seems to be a greater part of the privilege of the rich in China. But what does the money management tool mean?
I have well awared that personal financing seems to be more of the privileges of the rich. However, is this the only significance of financial tools?
I clearly realize that personal financial management is rich's privilege in China. However, does this tool just sense that?
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